
Direct Line Home Insurance
Customer Service
Value For Money
Direct Line Home Insurance

User Reviews
Customer Service
Value For Money
Direct Line Shocking Customer Service
I have had Home insurance for 15+ years with Direct Line and had never put a claim in before ,
In October last year we had high winds and a large part of cladding came loose and blew off the back of our house causing water damage to kids bedroom and rain water coming through a spotlight in the kitchen
Long story short we had to wait 4 weeks after my initial call only to be told the wind in my general area was 'only' 52mph not 55mph which it needs to be in order to be classed as 'storm damage'
The winds were high enough to do the damage , plus the reading was not taken from my house!!
In the 4 weeks of waiting , chasing up etc the damage got worse , i had to pay almost £4,000 to fix everything with Christmas just around the corner ,
Check your policy as even though we were only 3 mph under , the matter of fact attitude from Direct Line was really disappointing to say the least. Needless to say my home insurance , wife's car and 2 daughters cars are not being renewed with this company , very poor customer service and lack of common sense considering the money we spend each year with them
Customer Service
Value For Money
Horrendous Organisation
Absolutely dreadful experience when seeking Home Insurance as their Underwriters do not cover parts of N.Ireland but have happily took my annual fees for vehicle insurance. Will Not be renewing any other policies and taking my business elsewhere.
Customer Service
Value For Money
Useless Company, Sounds Brilliant Until You Try To Make A Cl
I am still waiting 4 weeks for them to sort out an accident I had with my glass hob. They have appointed two different claim accessors who want the same details. Going at a snails pace!!!!!!! Thank god I had the funds to temporarily replace this otherwise we would have died from starvation. I guess that's their aim to annoy people so they get fed up and give up. Well think again Direct line I am going to wait untill you do what you say!!!!! Replace the item like for like.NEVER EVER USE THIS COMPANY UNLESS YOU HAVE MONEY TO GIVE AWAY..
Customer Service
Value For Money
Paid My Claim
I managed to lose an expensive watch whilst away from home. Filled in the necessary claim online with as much detail as possible.
The claim was accepted without any hassle and I received a voucher for the replacement value.
Now wearing my replacement watch and very happy.
Customer Service
Value For Money
You Can Hide As Much As You Can But I Shall Not Le
You can hide as much as you can but I shall not let you both get away with my hard earning money and not doung anything about my gutter which is damaged by heavy wind/storm. If you cant than simple refund my money. I shall not let you to enjoy my money simple cheated the disable home. which I will not allow you . so both of you decided refunding or providing the service. I found out this Insurance is the biggest liar/cheater.money grabber from poor peoples. I have decided not to let you sit in peace till money refund or do something about gutter which I reported in May the 15.
Penny no matter where you hide and enjoying old people money. I shall not let
you any more I shall fight till end and will not be quite like some poor customers
are suffering and sitting quielty. i shall not and will insist you to refund my money or provide service. dare hiding with peoples money.
Customer Service
Value For Money
Disappointing
I have had home insurance with Direct Line for a few years now and after getting a quote from Compare the Market, Direct Line came out best for me. When I tried to take out the policy it referred me back to DL as I already have a policy with them. After taking all my information again DL quoted me £70 more. When I complained I was transferred to sales who advised that they couldn't find my quote and I would have to give all my information again and it was likely the quote would still be the same and there was nothing more they could do. I cannot believe I was penalised for being a current customer. Needless to say, I took a policy put with a different provider. When it comes to renewal of my home insurance I will not continue with Direct Line. Very very disappointing!!!
Hi,
Thank you for taking the time to leave your review. Unfortunately we believe it is a case of mistaken identity for us. If you have a Dial Direct policy that you would like to discuss, please contact our Customer Service Team and request to speak with the Social Media Team.
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Dial Direct Social Media Team
Customer Service
Value For Money
Dont Believe What They Tell You On Tv!
Dont believe what they tell you on TV! They will try every way not to pay out.
My boiler has broken down, which I ended up with a £1600 bill that Direct Line didnt want to pay, as the water was merky in the boiler! They blamed that on a split Pressure Vessel! So Ive gone back to Towergate Insurance! So pleased I didnt move the rest of my portfolio over to DL!!!
Stay well away!
Customer Service
Value For Money
This Company Rude Unhelpful Terribe Staff Avoid
Plsese Plsese avoid this company just money down the drain Not interested when you make a claim do all they can to put not to help you
Bereavement
Sadly Direct Line Home Insurance don’t have a bereavement team to deal with queries on existing policy’s.. There is no option when you call through to their call centre. You need to explain everything, even after receipt of a death certificate. There are not interested in waiting on Probate/Confirmation like other company’s for final outstanding payments. No bereavement period allowed. Their customer, was an eldetly gentleman who was a loyal customer with them for over 10yrs, to say he would be disappointed at this treatment is an understatement. Such a shame. I have insurance policy’s due for renewal, I won’t be going to them, that’s for sure.
Customer Service
Value For Money
Landlords Don't Waste Your Time!
Tried to get an online quote but for some reason wouldn't let me so rang them directly. After almost 30 minutes on the phone was told that the property was a flood risk (tiny stream 50 metres from property)......Poor service. Don't waste your time.
Q&A
Direct Line stipulated in my policy with them that I should have a "metal key operated lock" on my window. I did. But after a burglary they have said my claim is rejected as it was an allen key metal lock. Does this seem right?
My experience of Direct Line is that they will use every trick in the book to get out of paying policy holders what they are entitled to under their insurance contract.
Surely an allen key is a metal key!
My advice is to write to them by recorded delivery mail (don't use email as they pretend they have not received them) and ask them to specify what they mean by a metal key operated lock and give them two weeks to respond. If you don't get a reply make a formal complaint to their complaints team. If you don't get a satisfactory answer after this, take the complaint to the ombudsman.
Since my problems with Direct Line I have taken out insurance with another insurer and have found that other insurers offer better insurance at lower prices than Direct Line. So, not only do they try very hard to not pay out on valid claims, they are also more expensive than their competitors! This should be a warning to everyone to beware of Direct Line!!
I am looking for home emergency insurance and most of the reviews are really bad about all the service provider. Not sure what should I do? Keep going as it is or get one? Please advise or recommend any others?
I thought that by being a really we'll advertised company that I was fairly safe. After going on holidays I arrived to my home only to find it completely trashed and burgled. Csi' took photos of every inch of the house including the floor for foot prints, a red bottle of wine that was left spilling on the carpet etc. I called direct insurance and a couple of weeks someone showed up. During these couple of weeks, my washing machine flooded the bottom floor, so by the time the Insurance guy came to my home I explain about the flooding as well. To cut this story short they called me a cheat claiming that my flooding happened way before I made my insurance, even after I gave the police as evidence they continued to call me this. I would not recommend this insurance to my worst enemy. They are disrespectfull and even after finding out that I am disable, continued to make the same claims disregarding the fact that my family had been through such traumatic ordeal.