Charcoal Mortgage Calculator

Charcol Mortgages is really good and helps find the right Mortgage depending on my needs. You can then apply online although I would rather do this over the phone.The Ask section on www.charcol.co.uk is really useful and allows visitors to ask questions which are then responded to - the quality of the responses is very good and does actually provide genuine advice which is rare online.The Calculators are good but could be a bit more dynamic and Web 2ish.

All in all a great site - provides comparison site functionality whilst also providing dedicated mortgage advice and help.Design is nice and fresh as well

Probably like all too many people, I have been a bit lazy with my mortgage and still have the same one I took out 8 years ago. Gone are the days when loyalty paid. After talking to colleagues & family who have recently taken out mortgages for new homes I checked out the Charcoal Mortgage Calculator. After about 10 minutes on the site punching in all my details, I was presented with nearly 400 different deals. The key thing I've found is to check the total cost of loan - and then make use of the handy Compare facility. I quickly found that I can switch my mortgage, clear my credit cards and buy a new car for £200 a month less than I'm paying at the moment !!! Okay, it will go back up after a while, but then it will be time to check back and see where else I can move to.

Bottom line: Don't throw away your money paying unnecessary interest - check if you can get a better deal NOW.