Halifax Personal Loans

The Halifax website is an easy way to apply for a personal loan. It is simple and straightforward and you are accepted or rejected in principle a few hours later. The rate was competitive and you could pay over 5 years. They were not very pushy with their loan protection policies but obviously they were offered to you. Once you said no, they pretty much didn't ask you again.

The person that I spoke to over the phone was very polite and helpful. He checked over the phone that I was happy with the terms.

The courier that was sent to my house with the forms gave me twenty minutes to read the t&c's and sign the forms before taking them back to me. There was nothing for me to post. The couriers gave me a 2 hour window of when they would come and Halifax rang me back up to check that the courier had been in touch.

Overall they left me with a positive experience. I would definitely borrow from Halifax again.

I asked for a loan from Halifax Loans of $5000. The internet application was easy to use and quick to do. I was accepted in principle on the net, and had an immediate phone call to agree terms. I got a good rate, and the people were very helpful. I would recommend this loan service.