Lloyds TSB Graduate Loan

The Lloyds TSB Graduate Loan are Willing to extend a decent chunk of cash to help you get all kitted up for your first job. Don't accept the "optional" loan insurance they'll offer you. It is very expensive and not worth a damn, it is also nearly impossible to opt out of it later when you find out just how much of a con it is. They'll probably try to hard sell you this, but remember that the reason the interst rate is above the base rate is that they are already insuring themselves against anything that might happen to you - so don't pay twice for the privledge of protecting the bank, you can get a cheaper policy to protect yourself elsewhere.