Peachy.co.uk - www.peachy.co.uk
Value For Money
Peachy.co.uk - www.peachy.co.uk
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User Reviews
Value For Money
Declined Loan??
Have had at least 4 loans with peachy, always found it really quick and easy. Paid off my last loan £325 a month for 3 months. Just tried to get a loan for £300 and was declined. Seems really arbitrary. I has same outgoings and I come???? Why?
Dear Welshrob,
Thank you for your review, we are sorry to hear you've been dissatisfied with our service.
We take responsible lending very seriously and assess the borrower's ability to afford the proposed credit commitment each time. Unfortunately, this means that we may sometimes have to decline your application but you are welcome to try again in the future.
We value every customer and deeply appreciate your feedback.
Please, do not hesitate to contact us should you have any further queries.
Kind regards,
peachy.co.uk
Value For Money
Haha.
They gave me a loan for 9 months when I had multiple loans already, poor credit rating and allowed me to top it up as well, I replayed early. And assume that’s why they won’t lend to me again. My credit rating is 100 points higher than it was with first loan, and low and behold they won’t lend to me again.
Customer loyalty obviously isn’t something they’re interested in. Anyhow they suck, and I’m now gonna put a claim in for unaffordable lending, hopefully they’ll be next to fold and disappear.
Dear Marky,
Thank you for your review.
We are very sorry to hear that your loan application was declined and that you were not satisfied with our service. We can only hope you understand that we take responsible lending very seriously and in order to protect our customers – not to put them in a difficult financial situation, we assess each loan application on an individual basis to ensure that customers can actually afford the proposed credit commitment. We feel it’s a key factor in protecting our customers and ensuring they’re not provided with loans they might not be able to afford to repay.
Kind regards,
Peachy
Value For Money
After Paying Nearly All The Loan Off
With no missing payments all payments was took on the correct date...there option to top loan up is a farce always got turned down....now with only one payment left the top up option was automatically declined without options.....they are a quick payday lender that goes back on their word...would definately NOT recommend at all.
Dear Cooler74,
Thank you for taking the time to leave this review, we appreciate all feedback from our customers.
We are sorry to hear that you have not been satisfied with your experience with Peachy. As responsible lenders, we assess each application for a loan and a top up on an individual basis to ensure the credit we provide is affordable for the customer. We hope you understand that we were only acting in your best interest by assessing your top up request thoroughly and not approving further credit that might not be affordable and sustainable.
Please feel free to contact our Customer Support team if you have any questions or require any help or assistance with your payments.
Kind regards,
peachy.co.uk
Value For Money
Shocking Taking 2 Payments And Leaving Me In More Dept
I paid my 1st payment on time and has my money worked out! Then they go and take another £46 for no reason no warning and has now left me overdrawn and on more dept!! Absolutely shocking
Hi,
Customer satisfaction is very important to us and we are sorry to hear that you have been left disappointed by your experience with Peachy.
We can assure you however, that we only collect payments in the agreed amounts and on the agreed contractual dates. We would never collect any payments randomly or without a warning. Please do get in touch with our customer support team for any help and assistance with your account or payments.
Thank you for going to the trouble to write us. Please, do not hesitate to contact us should you have any further queries.
Peachy.co.uk
Value For Money
Beware - Automatic Sbscription 33.99 Will Charge In Seconds!
They charge me 33.99 for immediate subscrition with ID idmonitoring
and set up monthly subscrition. After aplication which was decilne I received massive attack from e-mails tex messages!!! PLEASE DO NOT USE THIS SERVICE NEVER EVER! People - I asked for small money after 1 minutes I have less!
Dear Eugenius,
Thank you for your review, good or bad - we always appreciate all comments from our customers. Customer satisfaction is very important to us and we are sorry to hear you've been left disappointed by your experience with Peachy.
Please rest assured that although we may pass a customer’s contact details to other prospective lenders in case the customer has given us their consent to do so, we never pass on any card details to any third parties. This is strictly against all our policies and procedures and not something we would do under any circumstances. We also have not collected any payments from your card nor signed you up for any subscriptions.
If the amount or frequency of contact you are receiving is worrying we'd advise you to unsubscribe from any further correspondence.,
Please do not hesitate to contact us should there be anything we could help you with.
Kind regards,
Peachy
Value For Money
Efficient, No Hassle And Help When I Needed It.
Applied online expecting to be declined, but Peachy helped me when other companies wouldn’t!!! Quick online application, straight forward and quick response with acceptance via email. Just in time for Xmas & I Had my loan within an hour!!!
The site has plenty of help/support answers too for anyone unsure of certain things such as ‘Top up’ of your current loan... this is a great feature, you pay the current interest owed and then you can increase your loan, it seems like a handy safetynet to have. I’m really happy with peachy’s service ... 5 star service overall!!! *****
Thanks Peachy!!
Dear Hoodeu1970,
Thank you so much for your kind review.
Providing all customers with an exceptional service that exceeds industry standards is our ultimate goal and we are delighted to read your comments and kind words about our loans and application process. We put a lot of effort into making sure our application process is convenient and straightforward and that our customers are provided with affordable credit to help cover those unexpected expenses.
We deeply appreciate your endorsement and hope to serve you again.
Have a Peachy day!
Peachy.co.uk
Value For Money
Good Service!
I've heard a lot of bad things about short term loans, but this one is great. Would advise you to keep on top of it, but if you pay back early, you save yourself a lot of interest costs.
Dear Canaryparade,
Thank you for your review.
We’re delighted you chose Peachy and are happy with the service you received!
We sincerely appreciate your positive feedback and hope you continue to use our service.
Have a Peachy day!
Peachy.co.uk
Great Til.you Get In Trouble
Great service until you need help.
I had my pay date changed. Out of my hands and peachy would not accommodate it.
I understand once the loan is issued it can't be changed but no need to add on the interest daily til my new paydate.
Absolutely disgusting way of making more money
Hi,
Thank you for taking the time to share your experiences with Peachy.co.uk. It saddens us to hear that you have not been satisfied with our service.
It appears that the problem you are facing is that you have an outstanding loan and you needed to change the repayment date after the agreement has already been finalised with set dates.
We are deeply sorry for the inconveniences you’ve experienced and we would be happy to accommodate your needs and come to a mutually suitable agreement.
We would appreciate it if you could call us to discuss how we could change your loan repayment dates.
We hope you know we value you as a customer and we would also like to take this moment to thank you for pointing out ways in which we could further improve our service, we can assure you that we will take your comments into account.
Kind regards,
Peachy
Good Service
Peachy is a quick and reliable service. I have no trouble in the past. Even when I missed a payment. The staff dealt with my situation in a positive way. I would recommend to friends and family it would be advisable to be in a working position before you take out a loan.There isn’t much dislike about peachy like any other loan companies the APR is high.I am just happy peachy could provide the service needef
Value For Money
Peachy Indeed!
I had a loan with a different company in the past and was not impressed with their rates so decided on Peachy Loans and have never looked back. Their customer service is amazing and they always put the customer first so I will not be going anywhere else again.I like the apr too, Which is manageable and the fact there is no hostile pressure to take another loan, unlike some.All in all, a big thumbs up for Peachy!
Q&A
When I put in my card details will they take a fee?
No they won't charge you a fee when you input your card, they will check that the debit card is valid and might do an authorisation for 0.01p o try to ensure you have at least that in your account .
I got declined for a loan and Peachy found me a loan. Am I gunna get charged for it?
IM trying to fill your forms in but on my personal details part after several attempts still not happening so maybe someone could contact me to apply for a loan £200 to be paid back over 28 days?
Are you using an I pad or mobile device? This happened to me when using an iPad. Try another computer. It worked for me, hope it works for you.