Wonga www.wonga.com

I had been getting wonga loans for a while and always paid back the full amount before the due date.I had a trust rate of 340 but when I weny to apply for 100 they declined it!I really needed the help and thought because I had always paid back before due date etc that there would be no problem!not happy with this service.they offer no explanation for why they declined me.

If you need to get hold of some extra money fast, Wonga offers a easy way to borrow. Making payments is straightforward too - just make sure you repay on time or you could end up with added charges!

The APR is high, but I think that's the price you have to pay for being able to get the money quickly and simply.

This company isnt as bad as what it's made out to be. At the end of the day I got a loan as it was urgent, paid it back on time and that was that. Nothing fancy just a loan, end of story.

please only use these payday companies if it's an absolute emergency. I made all my payments on time and couldn't believe the charges I got. Would not recommend to anybody any of these payday loan firms.

I was passed there contact details by a friend to get a 200 loan, got an email saying I had been declined the loan. It's a complete waste of time this website.

As mentioned, I had a trust rating that allowed me to borrow up to £1000. I've used Wonga once every 2 or 3 months for a few years now, mainly for the convenience. Every time I paid back earlier than my promise date, and accordingly my trust level went up.

That all changed when I applied for a new, relatively small (below £100) loan today. Now I'm getting declined. No change in financial situation (if anything I'm better off), nothing. I find this bizarre seeing as they've had no issue loaning me as much as £700 on occasion - and I've always paid it back on time.

Previous to this I'd have recommended Wonga as 'the best of a bad bunch', a convenient way of fronting money if you were willing to pay the short term costs. Now I really don't know what to think, as their 'Trust' system clearly doesn't work.

Borrowed a number of times from wonga and often paid back before due date. Had a trust rating of £410, went to borrow £100 and was declined! No explination nothing, very bad customer service.

I applied for a loan, got rejected...don't quite understand why, but fair enough.

They rejected me and withdrew £1 from my account, surely this can't be allowed. I know it is only £1 but i never gave them my permission to do this, and for what purpose should they be allowed to do so!

Absolute disgrace. Lesson learnt to be more careful with my wages and not rely on companies like this.

They do pay just they not so flexible as advertised.

Little fussy but could be helpful when need it.

If ever wonga read this then here a message:

Try to be somehow flexible and give more option to people, after all you do make profit from them..

I borrowed from these guys during 2008 to 2010. My account was good and usually settled on time when I borrowed.In 2010 , I incurred a financial difficulty related to my work for one month and I informed Wonga I could pay, if they agreed to alternative arrangement but Wonga didn't and referred my outstanding loan straight to 'Barker and Lowe' who I now know are not legal advocates but just Wonga pretending to be lawyers.

The letter added on late fees and a legal fee of over which increased my existing loan of £882 to well over £1000 and threatening me with court action.

I panicked and borrowed from another payday lender to try and pay it off , (which in hindsight I shouldn't have, they helped exacerbate a small debt issue to one that then got out of control) irresponsible scaremongering.

In the end what I borrowed from this other lender was not enough to keep head above water and in my panic I ended up taking out a debt management plan in 2011.

I am now paying both loans back on the DMP and have been since 2011 and happy that the interest has frozen and I can afford it and everything is back under control. However I wonder whether the debt I'm paying includes 'these legal admin fees' that I supposedly incurred from Wonga!

The irony for me is seeing Wonga in the news a couple of months ago now facing criminal prosecution for impersonating a solicitor.

This morning I received a letter from Wonga stating that I am one of the customers affected that was wrongly sent these fake threatening letters and that I'm due some compensation .

When I Googled the amount of compensation likely to given it came to £50! I really do feel the Financial Services Authority let them off lightly. Is there 'real ' legal advice out there which can assist me?