FLM Quick www.flmquick.co.uk

Do you think of getting a loan? are you seriously in need of an urgent

Loan to start up your own business? Are you in debt? This is your

chance to achieved your desire because We give out personal loan,

business loan, and company loan, and all kinds of loans at 3% interest

rate for more information contact us now via E-mail: [email protected]

Dear Applicant,

i am Mr Johnson Devlin a private loan lender, who gives out loan in a very low interest rate of 3%. we give out all kind of loan like

Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I also give out loans

from the range of $5,000USD- $800,000.00USD in both Dollars Euro and Pounds at a 3% interest rate. Duration of 1- 15 years depending on the amount you need as loan. contact us

via email: [email protected]

Kindly FILL OUR APPLICATION FORM AND GET BACK TO US AS SOON AS POSSIBLE

FIRST INFORMATION’S NEEDED ARE:

1. Full names:

2. Address:

3. Country:

4. State:

5.Age:

6. Marital status:

7. Occupation:

8. Telephone number:

9. Amount Needed:

10. Duration:

11. Purpose of loan:

12. Have you applied for a loan before?

My review I'm guessing is a lot similar to the majority of reviews already on here; I took out a £500 guarantor loan, at the time it was used to pay off smaller bills so ultimately I would end up having just this debt to pay off. I assumed with a guarantor loan, it would be safer and cheaper than the usual payday loans, especially offering a longer repayment plan. The loan was taken out nearly 2 years ago and my balance is now at £336.96, this is paying £50approx a month, which as many know is just generated interest added on to the balance after each payment. I have been in touch with FLM loans many times regarding this disgusting greedy scheme, all times have been greeted with rudeness and ultimately no help at all apart from being told "Pay more then every month", easier said than done when you have other bills to pay and was under the assumption at £50 a month, it would be paid off quite quickly. Do not make the same mistake and get anything from this company, I guarantee you will regret it and youwill end up putting yourself in financial difficulty with paying off a never ending balance.

I took a loan with flm quick in 2010 for 500 pound I was given the option to repay my loan at £43 per month which I took.It was not made clear enough to me that this was only the interest on my loan and after 2 years I still owe flm quick 500pound even though I have paid them over 2 grand

easy no hasstle, dont have to send account details,it is what it says and what it says is true. what a fantastic loan company. ive only just put in my application this minute and has been approved in seconds and thats a fact.

I spent quite a while searching for short term loans for people with bad credit and FLM Quick came up trumps. My guarantor was accepted no problem and I borrowed £500. What is not very clear at the application stage is that if you only pay the minimum payment each month, it is much the same as a credit card and you will end up paying this loan f-o-r-e-v-e-r as you are literally just paying the monthly interest. I wouldn't hesitate to recommend this firm BUT do go in with your eyes open - if they say you can pay back £50 per month, try and pay back at least £70 otherwise you will end up in a vicious cycle of paying interest only and never seeing the loan amount go down. If I pay more than the minimum each month, within a year I will pay back just under £900 for the £500 that I borrowed and then I'm clear. Yes that's a LOT but I knew what I was getting myself in for and literally no one else would lend to me after my marriage broke down and I was left in debt. I know it's not the best deal, but I'm grateful that there are companies like this out there willing to lend to people like me. I've got my debt sorted but I can't afford to save and at the moment my credit history hasn't cleared. What choice did I have? I need the money to help my son move house so ... that's life. As I say, I would recommend this company but please make sure you understand what you are signing up for. Don't pay the minimum each month - pay more! And pay off early if you can b/c there's no penalties if you do this (another bonus). I think a lot of bad reviews seem to be from people that don't understand the repayment system.

having been turned down by every loan company i applied to i was recommended to flm quick by an online loan search site. they were very helpful and honest. not many loan companys tell you to make sure borrwing is the right choice and offer support to help you make the right choices. as long as you have some trustworthy to be your guarantor give these guys a call or visit there web site i would recommend them to any one of my friends or family. hands down great sevice and support! thaks again guys.

DO NOT USE this site.

I got a loan out last year in April for £400

Nearly a year later and after paying off ridiculous amounts including interest - the balance is still £400.

Despite your circumstances they are not very lenient and are very ignorant and rude.

customer service are absolutly terrible! i was willing to be a guarantor for a friend and spoke to a customer service member to find out the process etc.

absolutly terrible service extremly rude! and very pushy! would not use! rather take out a credit card!

Unlike there sister company FLM loans who Ive been a loyal and returning customer of for many years this subsiduary gives FLM a bad name.

I applied for £500 submitted 3 different guarantors all with perfect credit and plenty of disposable income! all were declined and all with no explanation to them or me as to why! apart from they werent suitable!

Now heres the clincher.. I went to anoher company who passed same guarantor, lent me £6000 totally hassle free, so will be clearing all balances with the FLM group and will neer use them again all thanks to FLM quick and the ridiculous system they appear to use to technically credit score peole very badly indeed!!