Egg Loans

pre approved for a loan with best egg. funding took longer then expected but overall pretty easy. however it all went down hill after I decided to pay the account in full. It took bestegg 4 months to show "paid in full" on my credit report. I contacted the company originally 30 days after I paid the account off in full and they would not tell me why it still showed on my report. not until I filed disputed with my credit reporting agencies were they forced to remove the loan from my credit report. huge inconvenience and because of this I would suggest taking your business elsewhere.

Quick and Painless. Everything including interest rate, loan origination fee, etc. clearly explained up front in advance of accepting loan. I was approved for more money and at a lower interest rate than any other company I applied with. I would highly recommend them. I think the people giving poor reviews aren't thoroughly paying attention and reading the fine print before posting bad reviews

I received a letter also of 50,000 dollar pre approval. I was in the process of completing the online approval and after plugging in 4 numbers of my SS# i thought i better check the reviews. So glad I did. thank you all for posting them. i will not be completing it.

i get letter in the mail claiming pre approved for 40k and when I go to site with approval code and fill ou app I'm denied fro the very same reason I checked off debt combo ....way to go with bate and switch along with false advertising maybe ill sue and then take possession and sell off to highest bidder .... screw this place only way ill ever do business with if I'm buying to close it down

I too have an excellent credit score. Asked for 15,000.00 for 3 years. They quoted me 13.99%. If anyone was given the 4.99% they advertise I would like to here from them. I seriously doubt there is anyone. I think they should not be able to use 4.99% in their advertising. It is defiantly a bait and switch. I'm going somewhere else.

I, too, received the offer in the mail from Best Egg with a potential low rate of 4.99%. I requested the full $40,000 and they came back with an amount of $35,000 but at an APR of 9.17%. Now, some details about me. I am fully employed, make over $250K per year, have a credit score in the 800's and their offer to me is nearly DOUBLE their come-on offer. Not sure who qualifies for the lower 4.75% but it obviously isn't someone with my details. Oh...also...never late in the past who knows how many years on any payment. Never declared any bankruptcy, clean credit report. I feel badly for people that get their hopes up. For me...I have lots of options and don't need Best Egg. Was just see if it is "real" and it ISN'T. (Actually, I didn't think the 4.99% was all that good!)

Good luck if you decide to move forward.....

Never ending pre-selected, pre-approved mail from them offering interest rates of 5.5 to 7% until you go through the process and find out they want to charge you 27%.

FALSE HOPE WITH THEIR RATINGS AFTER THEY SEND AN PRE-APPROVAL SHOWINGS RATES AS LOW 4.99 AND LENDING TREE IS THE SAME JERK

went through a bankruptcy 7 yrs ago due to medical bills. trying to build my credit and its tough when you only make 34000/yr. interest rate is up there but... I am concentrating on increasing my credit score. Shawn was great to work with!! He was very calm, I didn't feel pressured to move ahead. Much appreciated!

I received a preapproved offer for $40,000 at a low rate. Applied and was then only approved for $10,000 at 29%. Why would anyone do such a thing. I only wanted to consolidate some debt and do some home improvements but not at this rate. My current credit cards are nowhere near this rate so why would I consolidate. Also there is a $500.00 processing fee, etc. Just a bait and switch to get my information I guess. Not what the preapproval offered, by the way I have good credit so this was not some bad credit attempt to get a loan.