First Plus Loans

First Plus Loans

User reviews
1

Customer Service

2.3

Speed of Application

1

Value For Money

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First Plus Loans

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First Plus Loans
0.44 49 user reviews
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049%
1

Customer Service

2.3

Speed of Application

1

Value For Money

User Reviews

johnhopkinshospital

Run! If You Are Here, It's Probably Too Late!

They did this in the US!!! How could they be allowed by the government to do the same thing in a different country? How is this right? Enough of you should get a lawyer and file a Case. This should not be legal!

Guest
1

Speed of Application

1

Customer Service

1

Value For Money

Pharmk31

Hello! edddfka interesting edddfka site! I'm really like it! Very, very edddfka good!

Guest
1

Speed of Application

1

Customer Service

1

Value For Money

Pharmd90

Hello! kffkeed interesting kffkeed site! I'm really like it! Very, very kffkeed good!

Guest
1

Speed of Application

1

Customer Service

1

Value For Money

Pharme39

Hello! edkbdbf interesting edkbdbf site! I'm really like it! Very, very edkbdbf good!

jeffu121
5

Speed of Application

1

Customer Service

1

Value For Money

What Rate Of Interest Do You Use

I phoned First Plus to see why there interest rate was going up at the same time as the bank rate was going down just to be informed that they didn't have to give the Bank of England rate they can work to the LIBOR rate or what ever gives them the biggest profit, I feel ripped off big time as my agreement was on a variable interest rate or as I understood it to be

Junksmum
1

Customer Service

1

Value For Money

Do Not Use

If you have a local loan shark use this avenue before going to First Plus, interest rates will probably be lower. Whilst they might not send round the heavies, they will certainly give you a good kicking

Asked for a redemption figure over the phone got told 26,236.86 when i got the letter a few days later it was 26,845.12 and this was with 3678.59 rebate on eary settlement. The sooner this company goes under the better

1
RickOsborn

Yes I totally agree. I have been with First Plus for 8 years and they are not user friendly and completely ruthless. Don't touch them with a barge pole and like the gentlemen says above a local loan shark will probably offer you better interest rates!

anj.ray

As A Consumer I Was Sold A Policy By First Plus Th

As a consumer I was sold a policy by First Plus that was not to the full term of the loan (mortgage protection loan) My husband suffers from multiple health conditions now and I'm devastated. I stand a chance to loose the house because I cannot meet my finanical obligations as I can't claim anymore and to top it all off, these people have taken my daughter to court when she has nothing to do with all of this?

Sam242
5

Speed of Application

1

Customer Service

1

Value For Money

Absolutely No Help At All

I have a substantial loan with this company secured against my home , unfortunately I was ill health retired a few years ago so this loan has become unbearable, I am in a position now to pay off half the loan and try and reduce my debt along with my unsustainable monthly outgoings, they have said they will accept the monies with interest applied but will not reduce my monthly payment just the term of the loan leaving me with no liquid capital and the same extortionately high repayments. Another gripe I have is that my loan was taken out at 6.8% and I am now paying 8% even with historically low bank of England rates .. these people need to be scrutinised as they are making money out of misery, I want to pay and reduce my debt they are making it impossible to escape.

I wish as with all cases agreements like this had to be certified by a solicitor even if the solicitors fees were added to the loan its all right reading agreements interpreting them is quite something else.

1
Lladro

We have to stand up against company, they seem to be taking the micky out of people especially in these terrible times, they have no sympathy when you speak on the phone to them, If anyone with Legal Background can help with advice on how to handle this companies unhappy clients please get intouch through this review page.

KGsum

Find Another Option

I took a loan with them 7 years ago for 15000 to be paid over 25 years. I have never missed a payment and no PPI. I have come into money, wanted to settle the loan and have wanted to for years. Now I owe them 17233 including the fees. All they say is read the small print and the contract I signed. They have you tied in!

Really, all these types of companies are of the same business plan. If you dont need the thing you are going to buy with the loan, dont buy it! If you need the loan to dig yourself out of a hole, it will not help! The people that work for them in the call centres are soulless and I hope they all find themselves at the mercy of the company that they work for. You too Carol V.

pissedoff.com2
1

Speed of Application

1

Customer Service

1

Value For Money

The Bain Of My Life

Interest rates went up ..so did first plus...interest rates went down..

SO WHY HAVEN'T FIRST PLUS REDUCED THERES.!!!!!

ABNORMAL HIGH RATES..doubled the monthly payment .....

Basically ruined our chance of retirement...!!!! So ANGRY nothing is been done

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Q&A

EmKate

I had a loan with first plus and paid it off. I have misplaced the documentation stating what the final payment was and require this in a dispute with an ex-partner. How can I obtain this? I have my loan reference number.

traceydavison49

Can I pay half my monthly payment to first plus then the other half 2 weeks later?

biglad1957

I would not have thought they would allow you to do this without some sort of penalty on your account . They are the sort of company that if you start to struggle at all they will try to get you to sell your house or whatever you have secured on the loan . You can't even pay it off early because you willstill pay the full amount of intrest. It is a no win situation with them.

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