
Credit4Cars - www.credit4cars.co.uk
Customer Service
Speed Of Loan
Value For Money
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User Reviews
Speed Of Loan
Customer Service
Value For Money
I 've Been Passed Around Tring To Get My Money Bac
I 've been passed around tring to get my money back from c4c avelo cvr global I bought a vw eos in 2015 within two months of having the car problems started to occur the car was never service brake pads was never change when we turned up to get the car it was absolutely dirty and filthy in side the checks they said they do that was no good the lmobilizer system they we pay for that not in car that no good these companies have ripped us off for thousand and still are I am left with no money No car my plan is to Send the bailiffs or the county court sheriff to retrieve my money all you customers that are with c4c should check all your documents under the consumer rights act if we can find one solicitors firm to deal with all our complaint we might win and even if we don't at least we made a stand
Please re-write your review using the English language, including punctuation and correct grammar. Your review looks like a five year old has written it. Grow up!
Speed Of Loan
Customer Service
Value For Money
Advice Please!!!
i have took the car on finance in 2014 i have paid 7000 out of 16000 i have had some finacial problem for the last 6 months i have paid less than i should.
i remember one when i missed the payment the imobilaser have be turned on while i was away.- I KNOW THIS IS ILLEGAL.
i try to return the car 3 months ago allready had 2000in arreas they have refused because of my outstanding balance.
i even try to contact avelo ltd and shostmiths to reduce the payments but they havevent accepted and they terminate my aggrement.
now they are assking me for volluntary surrending the car otherwise they will start repossesion.
please advice!!Q
Please fix your keyboard.
If you cannot afford the payments, then simply work harder, and cut down on non essentials. You knew full well the repayments, then you suddenly can't pay or keep to that agreement. That's not the companies fault. That 100% is your fault. If everybody stuck to their side of the deal when it comes to business, then the economy would be a lot better off. Simply give them their property back, and purchase a cheap car that fits in within your financial means. Not come on here moaning and complaining about something that is your fault. It isn't yours until you've PAID for it.
Helen
Yes I am having same problem but they are charging me for a car I have not got mine doesn't even match what's on credit aggreement but they are still threatening to take me to court to reposses the car as I am struggling to keep up payments since my husband passed away I have offered them a reduced payment and they wont accept but I only have 5months left to pay any advice please
They are asking you to surrender the car voluntarily because they can't reposess it legitamitly without either your permission or some kind of court judgement which I bet they already know with their track record and the amount you have paid it's unlikely they will be granted this without a significant and expensive fight in court
Also the standing of these so called agreements and the conduct of past and present management I doubt will help the case for them
Don't give in to them or give them anything
Speed Of Loan
Customer Service
Value For Money
Terrible Company
My daughter took a car through this company now Avalo, her car was unfit for purpose and trying to sort these issues out was a battle to say the least. Ombudsman involved but they then went into liquidation. Now say to long passed so the car problems were not as bad as my daughter said, unbelievable considering they would not answer phone. I am now dealing with a Avelo to return this car. The staff were rude and have no communication skills and basically treated my daughter like she was a liar. Now I've discovered they have not been putting the right information on her credit file so again another battle to have it rectified. Do not go near these company unless you want years of misery !!!
I have the same problem I bought a car from credit 4car which is part of a avelo I bought back my vw eos to them with two garage reports saying this car is not fit for purpose still waiting for a reply and that was in 2014 still trying to get my money back
Speed Of Loan
Customer Service
Value For Money
Credit F Cars
Has anyone had there car taken from the finance company
I got a car last September from them , made parents ended up returning car this February 2016 and now got shoesmiths telling me I owe them 9000 I had to laugh I got the car from credit4cars for 5500 paid a 1000 upfront and gave it back 6 months later ... no way over my dead body will that company get a penny from me when u don't even have the car outside , shoesmithso said they auction every car they get back which is a lie they said they got 1400 for the car , what a joke a BMW 1 series on a 2008 plate low milage I don't think so some how ... what a bunch of money grabbers
Speed Of Loan
Customer Service
Value For Money
Lack Of Respect/communication
Got a car with c4c apr 15, decided to trade in only to find they gone, told by shoosmith i owe £2000 but payments have been leaving account, they were not willing to help, were rude, and just wanted paying. Credit file does not show finance and no payments ever made off the account, dont know what happens now. Shoosmith just want money they not interested in any distress caused by their chaotic mess
DO NOT HAVE ANYTHING TO DO WITH THIS COMPANY
As long as you can show the money has been leaving your account and both been returned you are fine. Go to the Financial Ombudsman Service they will help you. These sharks are very well known to them
Bad Sevice
I got my car through c4c last april, had no idea they had gone, only found out today when i tried to contact them, got through to shoosmith who told me i was 2000 pound in arrears. When i pointed out i didnt know about it they had wrong address on my file and all corespondence had gone to the wrong address.
I told them dd had been taken each month and why hadnt they tried harder to contact me eg at work. They were not interested they just wanted a payment. Told them to get stuffed
Speed Of Loan
Customer Service
Value For Money
Hello. I Took A Car Through Finance From Trade Cen
Hello. I took a car through finance from trade centre Wales, through credit for cars in November 2014. Just a simple Peugeot 207, BIG regret. I was 18, buying my 2nd car. Since day one I had problems after problems with them. Around 3 months ago, my head gasgit blew, and is basically a scrap car. I rang them and explained but they were rarther rude, didn't offer no help, told me I had to keep paying my finance until my car was paid of (November 17). I told them I'm refusing paying until I get some sort of help. And few weeks later I had a letter through saying that the company name had changed etc etc. But since then I have not paid 3 months of finance, although the money has been going out my account but then coming straight back in. I'm 20 years old, a female, and really am worring about this. I've decided to scrap my car at which was only worth £400, but I've had no emails, phone calls or letters of the company in 3 months, please please could someone help. I really don't want this to go down as bad credit as I'm only 20 years old, getting caught in a horrible situation.
Why did you not get the head gasket fixed? Its a wear and tear item, could go anytime. No different to the tyres bursting, or fan belt snapping. They are serviceable parts. And even then a 207 should be worth a lot more than 400£ with head gasket failed. You got well and truly mugged off, and you should NOT have SCRAPPED the vehicle. It WASN'T your property to make that decision.
Property is ONLY yours once you've PAID for it.
Avelo are Credit 4 Cars. The sneaky Bumholes have just opened up as these.
Credit4cars have gone bump. The administrators dealing with there case is called Avelo Limited. Give them a call or drop them an email to find out where you stand.
Speed Of Loan
Customer Service
Value For Money
Whats Happening
Hi i bought a car ftom c4c in feb 2015 never missed a payment but ladt month the payment was taken as usual on the 27th but then i noticed the payment had been debited back into my bank account on the 31st can anyone tell me what is happening aint worrid about the immobolizer as i know how to remove them my main worry is is this gunna show on my credit file as default because i was thinking of swapping my car re finance but may find it hard if there is any negatives on my file many thanks for any advice
Don't make any Payments to these. Avelo are Credit 4 Cars, they just shut down on and opened the other . SNAKES
Hi, Credit4Cars have gone into Administration. The insolvency people who have taken over your finance are called Avelo Limited. It probably best to give them a call to find out where you stand. If you go onto Credit4cars website you can make payments directly to Avelo there, speak to Avelo before you make any payments though.
Speed Of Loan
Customer Service
Value For Money
Credit 4 Cars
Just to let people no credit 4 cars robbed me off 400 pound and not gave me a receipt and took my other car aswell for part off my fiance of 300 pound and then had a cheek and ask for a week up front payment and I said no way I had the car and it had to go garage the next day to be fixed and I phone them up they said they are not paying for it and then I checked in service book for when they had the car in 2013 and no service and no history of the car so I said I was up happy with the car and I asked there garage wen was the timming belt down they said we don't do the timming belts at all so I was really angry off with that's were I live in Scotland it more garages prices to get the car bk up and we only started to use the car
Speed Of Loan
Customer Service
Value For Money
Avoid Like The Plague
Shoosmiths/Avelo finally came to collect the car today while I was at work with no warning or negotiatons with the company as shoosmiths/avelo do not even have the balls to answer the phone to discuss the Voluntary termination as requested.
As far as I am concerned from my end business is complete.As the contract is void as explained to them the first time both in email, letter and phone. I will no longer be dealing with any of these people.
To put things in simple terms AVOID like the plague or forever regret your dealings with ANYONE mentioned above. I am sure they will soon change names again however I will be sure to keep up my research and let everyone know what kind of people you are Avelo, you can run but you cannot hide and ex director!!
A quick search - Interesting statistics taken from company check that's for sure, seems like this is the guy who initially took us for a ride. One man holds 6 appointments at 6 active companies, has resigned from 20 companies and held 2 appointments at 2 dissolved companies. He began their first appointment at the age of 36. Their longest current appointment spans 3 years, 7 months and 22 days at CREDIT 4 CARS LTD.
The combined cash at bank value for all businesses where he holds a current appointment equals £757.1k, a combined total current assets value of £18.5m with a total current liabilities of £21.3m and a total current net worth of £-2.8m. Roles associated with him within the recorded businesses include: Director
I shall say no more.
They are quite bad when u wanna speak to them they never wanna hear your complaint and issues and I had a car from credit 4 cars they took 400 pound despite and 300 pound on top for my old car to and that 400 pound wasn't even on my statement from them plus I had the issues with the car I got plus I had to do timming belt and pipes on car and telling them we are not bother
Q&A
I brought a car from c4c back in 2013 car was faulty so haven’t made a payment since 2014 not heard a thing. Car is still sat on my drive way, not sure where to go or what to do with it! Any advice much appreciated.
So it looks like I am having the same problem as many others. C4C stopped taking their payments back in February and I received a letter in March from Shoosmiths saying that C4C are no longer a company. I have not made any payments or heard anything else since. The problem I have is that I want to buy another car and use mine as trade in, can I do this? What happens about outstanding finance?
I would strongly recommend that you contact Shoosmith's and go from there. I had a car with C4C and I still had to make my payments. Eventually, I voluntary terminated my contract (as I'd paid half off) and went with Arnold Clark.
All their cars have these imobilser things on don't they, I'm still waiting for a letter as I used to pay online via online payments and now the webpage has gone, have they turned anyone's on so your unable to use the car?
Join our group on fb C4C ROUGE TRADER there's a lot of helpful information on there
I, like everyone else am extremely concerned about where my payments have been going since December.
I am 10 months into a 3 year agreement and don't really know what to do. I am happy to keep making payments if I'm confident that it's coming off my final balance.
I got the first letter a week ago and should have cancelled the SO but unfortunately I didn't and another payment was taken on Monday. My bank have advised me to contact Trading Standards. I'm concerned that if I don't continue to make payments to either the old, or new company then my car will be immobilised. Has anyone removed the immobiliser from their car? I'm guessing that if the old agreement is unenforceable then they can't really switch me off, don't really want to find out the hard way though.
They cannot take your car without a court order as long as you've paid over a third of your agreement, I had an email from Avelo/Shoosmith saying that if I'm contacting them regarding payments we will receive a letter on how to do this, so until this happens were not paying anything, also CAB have informed that if we cannot get hold of the company to make a formal complaint in writing keep a copy and send it recorded delivery because a formal complaint has to be answered if we still do not get any answers then it's straight to the Ombudsman, also how are a solicitors company able to take over thousands of finance agreements? Everyone has just been thrown into this they have no right to just jump into the middle of an ongoing agreement and just change the circumstances we signed an agreement with c4c they have not given us any written/signed proof that they are taking over and that they are changing our current circumstances
I received a letter today from Shoosmiths, saying I had to pay £600 within 2 weeks or they will be taking my car. In my eyes it would be easier for me not to pay and just buy a car out. It's just getting the money together to buy a car again. What should I do?
They cannot take your car without a court order as long as you've paid over a third of your agreement, I had an email from Avelo/Shoosmith saying that if I'm contacting them regarding payments we will receive a letter on how to do this, so until this happens were not paying anything, also CAB have informed that if we cannot get hold of the company to make a formal complaint in writing keep a copy and send it recorded delivery because a formal complaint has to be answered if we still do not get any answers then it's straight to the Ombudsman, also how are a solicitors company able to take over thousands of finance agreements? Everyone has just been thrown into this they have no right to just jump into the middle of an ongoing agreement and just change the circumstances we signed an agreement with c4c they have not given us any written/signed proof that they are taking over and that they are changing our current circumstances
I have revived a letter in regards to the switch over. I have cancelled the standing order, But what should I do now. Should I pay to this new company/ or wait for them to get in touch with me? If you could, please help me.
Personally I would try and see if I can get out of the agreement with credit 4 car as they clearly do not care about us as customers, due to not getting any information about the closure if the business or change of name/ownership, to suddenly receive random letters from companies we have not heard off demanding money?? I wouldn't pay them until they can supply deeds to confirm that they have rights over your agreement. (I would put this in writing via email as can keep records of conversation) Also there is a company i would contact called Badcreditnewcar.co.uk that can help get you out of the agreement with no fees and into a new vehicle (also no deposit) with a 5 star service. I did this and have never been happier, friendly company and when beyond to help. have a chat with them the number is on their website: Badcreditnewcar.co.uk and look for the number for their Essex office as they are currently dealing with all C4C customers. Hope this helps and feel free to ask any more questions. Let get Credit 4 Cars out our lives!
I've had my car since September last year and basically it's a shed on wheels I refuse to pay 8,000 on a fiat car!! The exhaust has gone twice, I've got a leak in the boot and my lights keep going. Now I don't want this car. I also got told I could upgrade after 12 months. Is this true and has anyone actually upgraded? Does anyone know how to get put of finance cause I could get a 12 plate for what am paying this car? And also have C4C gone into administration?
The upgrade is a no go and never was ... Just words to get u signed up and nothing in writing every!
Also I have been to see CAB and called a few others ppl too and yes it's in administration for sure . Don't make no difference as u still owe them the money ..and they will probably stay in administration or sell the business..
My car is just as knackered!!!!!! As yours
Last payment I made was £25 back in Jan .. Nothing from that point ...
Only options you have is to carry on paying and sort the car out or hand car back to them and u will still owe them a few thousand ..
I have saved my payments now and got myself a car and waiting for them to pick up ...( 4 weeks ago now )
I have a seat loen 10 plate .. Cost £16000 if I keep it
Handing car back so I will end up owing £4000 .. So I'm cutting my lost now and they can means test me to pay rest ...
I've had car 14 months now ...
C4c are in a mess if u google them !!! So this is my best option and now at least I own my new car fully .. With no drama attached to it or a tracking !!!!
C4c are in a mess they will cut payments for all as they NEED money to pay all they debt .. Do your home work Google ..
CAB as C4C for won't tell u nothing ..
Good luck
Let us know how u get one
I have had my car from this finance company for 12 months (3 year agreement) and I've recently gone on Experian and there is nothing on there that shows I even have a car on finance! I've never missed a payment and pay £280 a month for my car. I'm concerned that in 6 months when I want to change the vehicle, my payment amounts will not be lowered because my credit score is still very poor on Experian even though for 12 months I've stuck to my agreement to improve my credit rating. What should I do? Surely after 12 months my credit account with C4C should be visible on Experian. Also if the company has gone into administration, does that mean they can take the vehicle from my possession to recuperate assets? Sorry if I sound a bit dim, this is all new to me. Only just found out it had gone into administration because of the comments on this thread. No letter, no warning, nothing!
Experience don't deal with credit 4 cars you will find it on equifax and that's only to September last year no details showing after this.
I have a car on finance with Credit4Cars. I've read reviews on here saying they are in administration.
Credit4cars phoned me 3 days ago. I've had the finance since June 2015 and heard nothing about them closing down.
Can someone please tell me if this is true as I have just entered a new payment plan with them to reduce my payments? But if they are liquidating, where is my money going?
aarom could you give me some more info please?
I need to upgrade my car and I need an auto. What dealerships deal with Credit4Cars?
Which dealership name of car yard???