
First Response Finance www.firstresponsefinance.co.uk
Customer Service
Speed Of Loan
Value For Money
First Response Finance www.firstresponsefinance.co.uk

User Reviews
Speed Of Loan
Customer Service
Value For Money
Horrible Stay Away!!!
They start off all good and friendly. A few years into the contract for reasons beyond my control. I fell ill and was unable to work.
They offered me no realistic options despite sending them an abundance of evidence.
They held a court case without sending me anything I only found out on the day of the hearing that there was one.
The car itself stopped working and had numerous defects They never did anything about. I refused to keep spending money on repairs and told the courts they could have the car back.
There was an agreement in court that they would let me know when they want to come and collect.
They took the car without telling me it had numerous personal belongings and my medications etc as I was using the car to store things whilst we was redecorating the house.
It's been over 1 months they've outright refused to give me my medication and personal belongings back which consist of work items and other sentimental things.
They've taken numerous of my medication that I require to take daily because of my health.
I have extensive written trails and a complaint response from them that is going to the FCA.
The police are also in the process of prosecuting them for theft because like they say. They had no right to take my belongings only the vehicle. They have had more than a reasonable time to arrange something with me which they haven't.
Now I'm going through extensive efforts to hold them accountable for their actions.
Speed Of Loan
Customer Service
Value For Money
Assistance Given
Early in July my mother passed away. I have been in a finance agreement with the Company (this being my second such agreement)
To help ease my financial pressure whilst arranging and preparing for my mother's funeral I enquired with the Company if something could be arranged concerning my finance payments.
I dealt with them in July and August respectively.
BOTH offered the assistance I sought, they were both really professional in their Customer Service handling and I cannot speak more highly about the way I was dealt with. I have given 5 stars rating but I wish I could have given 10
MY SINCERE THANKS TO YOU BOTH 10/10
Thank you for the five-star review!
Speed Of Loan
Customer Service
Value For Money
Brilliant After Sales Support
I had an issue with the car dealer who tried to bully me out of my rights but First Response came between and made sure I knew all my rights and made sure the dealer stuck to their obligations. Even when the dealer went quiet First response took it upon themselves to get my situation sorted. Best service I have had ever!
Speed Of Loan
Customer Service
Value For Money
Motorbike Finance
Really good customer service I would recommend to anyone
Speed Of Loan
Customer Service
Value For Money
Great Service
Very reliable great company very quick and great staff great company
Speed Of Loan
Customer Service
Value For Money
To Be Honest I Was Really Struggling With Getting
To be honest i was really struggling with getting car finance.
When they contacted me i thought it was a sham at first until i proceeded and i can say that was the best thing i could have possibly done.
The whole process was straightforward and quick they didnt hesitate, they were patient whilst i looked for vehicles and kept me updated throughout.
I would definitely use them again and recommend to others.
My credit aint the best and i was still given a decent amount and of course i had to put a few grands towards to get the car i wanted.
D D Dates
Company could benefit the consumer by not restricting a change of Direct Debit payment date to 6 days either side of the original date. I wanted to change mine to the 15th, my pay day, but was told this was more than the 6 day ruling, so company wouldn’t alter the due date.
Nearly 100%
buying a car was easy and very straight forward, the agent was 1st class.
Only problem I encountered was when in dispute with the dealer, didn't really get any help at all.
I Bought Car Finance Everything Fine But Car Not Fixed
I bought a car through your dealer scot helps me to buy but they have to give me a additional key he didn’t gave me and a problem in back boot he didn’t repair i have not receave any documents for this car he just delayed the things now its 2-3 month gone when i bought car nobudy replies to me i have mail them nothing
I told them if you cant fix take car back but no reply still
Speed Of Loan
Customer Service
Value For Money
Amazing Service
SIMPLE and straightforward, very friendly and helpful customer service and very prompt and quick in processing transactions. Been a service user of this company for quite a few years now and still very happy with their services.
Q&A
Has anyone traded there car in half way through there contact for a newer car?
Yes I have done it a few times, I either break even and start a new finance contract or I took £800 over on the new contract, again it was easy and staff are fantastic with advice on the phone before you commit to anything, I found the staff where honest with me!
I can honestly say out 4 cars with first response I’ve never completed the time frame for repayment, I’ve always traded in before the term ends!
Has anyone had a personal loan with First Response?
It was car finance that I arranged with them. However, I did not do this through a car dealer. I contacted First Response and made the arrangements before going to a dealer to select the car I wanted based on the money they were prepared to lend and the amount I was able to pay back.
I currently have a car on finance with first response. Does anyone know if I can give them the car back and exchange for a new one as needs have changed? I have never missed a payment with them in just over a year.
If you are halfway through the agreement I believe you can, best thing to do is call and speak to them direct. I have an agreement with them and they have been very helpful with anything I’ve needed help with. I would certainly use them again
Can I pick the car and dealer I want?
Yes they are very helpful and they will supply a list of dealers in your area. Also if the garage is not on the list you can request them to be approved subject to status. I've never had a problem with first Responce
I have just been accepted for some finance from first response and wanted to know where I can get a car from? I live in Edinburgh and the dealer they put me through to are in glasgow, plus there selection is limited, any names of dealers near me would be much appreciated.
Find a car you like and first Responce will authorise the dealer subject to terms and conditions and if they have a consumer credit license.
I have had a car loan with them for 20 months. Am I able to look at changing my car and getting another loan even though I am still paying this one? Thanks
Hello Kev2402,
With reference to your question. We are more than happy to consider an application for an additional loan. As a company we do have customers who have more than 1 loan outstanding at any one time.
Obviously, the success of your application will depend on your individual circumstances, please feel free to contact us if you would like to proceed.
Also a big thank you to eggopp for your comments.