Abacus Finance Debt Management www.abacusfinance.co.uk

They lure you with fair trading conditions and make it seem that the odds are in your favor. The plan of this scheme is to make you regret your actions. The agents changed their contact details over time to new email addresses. I was caught up in this until I came in contact with getback.rest and I was assisted through getting back my money.

Went as smoothly as can be expected under the circumstances, creditors were a pain but Abacus took care of them, Money saved to pay the court fees transferred back to the nominated account within 24hours of requesting it.

Court staff very helpful and showed compassion as going Bankrupt not a really good feeling as I found out, from start to finish on just turning up at court it was over within 2 hours. The judge was "NON" judgemental and it was a very informal occasion.

Glad its all over now, so in 12 months life back to normal

I was passed on to Abacus by Two Legal Services so that they could manage our DMP. I was with the for little more than a month, during such time I was never allocated a customer services advisor who I could discuss our debt with. They have since passed us on AGAIN to PDHL and I have had enough of being passed from pillar to post and cancelled my contract with all 3 companies outright and am now dealing with a debt management charity who takes no fees at all!

If I had known before I signed the contract that this would happen I would never have signed it in the first place and I would have looked elsewhere. I URGE those of you reading this to do the same. I read the negative reviews on here myself ad stupidly thought it won't happen to me and low and behold it did!!

After a very long period of desperation in trying to sort out my finances and an attempt at an IVA with another company - who just didn't care to advise me, I rang Clear Debt - the advisor was a pleasure to speak with and I felt more assured than I had done for months that gong Bankrupt was probably the answer for me.

Being an honourable person I did not feel entirely happy about it. However, I did not have the funds to do anything else.

But having discussed my situation thoroughly with them, I realised that Bankruptcy would sort my debts out and I could maybe breathe a sigh of relief once it was over. Abacus held my hand through it all.

It is over and I really cannot believe the feeling I have after months and months of sleepless nights and of torment. I really feel alive again now and I have one year ahead of me that will finish with it forever.

I can now start afresh and put my mind to other things and get my life back on track.

Thank you so much Abacus Finance.

Absolutely true that don't bothered with Abacus/Brooks/Harrington. They only for you money. I been with Abacus over the 2 years. Monthly payment of £100 . Few weeks ago received phone call from Brooks/Harrington that Abacus passed over my account too them. Offering go too IVA

Finally received balance of dept. Got a shock. My dept exactly same as 2 1/2 year

Because Abacus not in position to stop any charges and interest rates. They will tell you completely different in beginning. Nice pure delight people till gets amounts of money then pass details to Brooks/Harrington . People don't go with Abacus believe me. After paying £3000 and I'm still chased by creditors. I'm on citizen bureau for legal advice because I paid Abacus more than enough money to take my dept little down. But

We have had a DMP with Abacus for around 4 years and mostly happy with the service, paying an agreed sum of £50 in fees per month. Yesterday we received 2 letters, one from Abacus one from Harrington Brooks. Without consultation Abacus have handed our account to HB along with all our personal details. HB letter leads you to believe that monthly payments are the same but careful reading and calculation revealed that our monthly fee has doubled to £100pm. The forecast on the client portal for account estimates that HB will take over £13000 in fees!! They point blank refused to honour the £50 fee agreed with Abacus. Abacus were adamant the fee should be the same. They asked me to give them until this morning to sort out the matter but they have not. Somewhere along the line this is a way to increase their income. Our privacy has been violated and proves these companies are just there to prey on the unfortunate. I have cancelled my DMP which I will now manage myself and pay off my creditors considerably quicker. DIY or use a fee free company such as Pay Plan.

Could never have done it without the help of Abacus, the team are brilliant, thay help you every step of the way. Abacus do all the paper work for you, all you have to do is check the paper work, thay make the appointment at the court for you, at a time that suits you.All you have to do is turn up? it don't take long ,The people at the court are very nice, and then you are declared bankrupted , within 24 hour the official receiver will phone you to make an appointment at a time that suits you, just to go over things with you, it will only take about 30 mins and its normally done over the phone, And then you are FREE? all that worry gone. We that's my partner and I would like to thank Abacus from the bottom of our hearts. Thay are the best, THANK YOU ABACUS , could never have done it without you.

Abacus staff did all the legwork with the paperwork needed. They called frequently and gave expert and in detail instructions on what I had to do. They compiled a the court papers and saved my payments until they were needed for court expenses. I felt all the stress disappear as they took charge of my financial difficulties.

Their staff explained to me the whole court process so I wouldn't be worried about anything unexpected popping up.

They provided a professional, approachable and non judgemental service and understood the strain it has on individuals

I would highly recommend their services to anyone who finds themselves in the same financial difficulties as I did.

At the time, going through the whole process I did find it felt like it was dragging on for weeks. But in hindsight with all the information they needed to collate and ensure was accurate, it was worth the time spent waiting.

Phone me at least 3 times a day, everyday.. Told them various times I don't need their help. Phone me on different numbers so can't even block them. Avoid this company.

I recieved 3 phone calls in one day from this company, the third i finally answered, He said is that **** ***** so i replied yes, He said i'm calling from abacus and the reason for my call is to discuss writing off 70% of your debt.

I replied i don't have any debt thanks, so he replied so why have you applied for a loan recently to consolidate i debts, i then replied i'm not interested thank you, he said so you would rather get a loan to pay your debts rather than have them written off.

I asked him what my personal finances had to do with him and to remove my number from the system as i wasnt interested to which he put the phone down !